This Terms & Conditions ( “Terms & Conditions” or "Agreement" ) is effective as of March 17, 2023. It describes the terms by which you will be bound when you use the services accessible at www.cowris.com ( "Service" ) and any of online/offline location our Service is available. Do not use the Service if you do not agree to be bound by these terms. By using the Service, you agree to all of the terms contained in this Agreement.
As used throughout this Agreement, the terms "Cowris" , "we" , "us" , and "our" refer to Cowris Technologies , an incorporated company with a principal place of business in Toronto Canada, together with its employees, directors, successors, and assignees. The terms "you" and "your" refer to users of the Service, whether as Senders or Recipients.
1. THE SERVICE
The Service allows users to send international money transfers from Canada to other countries served by Cowris. A "Sender" uses the Service to send money and a "Recipient" receives money through the Service. A "Transaction" refers to an order to send money through the Service. The "Transaction Amount" is the amount in Canadian dollars that the Sender provides to Cowris for transmittal to the Recipient. The "Payout Amount" is the amount paid out to the Recipient.
Our Site includes links to other Web sites whose privacy practices may differ from those of Cowris. If you submit Personal Information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.
Chat
We use a chat feature to answer questions about our service and assist you with our website's functionality. If our chat feature is offline, we will collect your name and email address so that we may reply to your request.
Social Media Widgets
Our Web site may include Social Media Features, such as the Facebook Like button and Widgets, such as the Share this button or interactive mini programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.
Import Contacts
You can import contacts from your mobile phone, Gmail, and/or Yahoo Mail to invite them to become members of our site. We do not collect the username and password for the email account you wish to import your contacts from as you provide it directly to Gmail, Yahoo, or other service provider and after your approval they send us your email contacts. At your instruction we will send at most one email invite.
Referrals
If you choose to use our referral service to tell a friend, family member, or other personal connection about our site, we will ask you for their name and email address. We will automatically send your referral email and at most one reminder email inviting him or her to visit the site. Cowris stores this information for the sole purpose of sending this email and tracking the success of your referral.
Your referral may request that we remove this information from our database.
Complaints
If you have a complaint regarding our handling of your personal information, email help@cowris.com or contact Cowris Customer Service online or by phone ________________
Contact
You can contact us with any questions or concerns at: Cowris via email at help@cowris.com or by phone at 1 1866 701 3614
Copyright Notice
Copyright © 2024 Cowris Technologies. All rights reserved. All text, images, graphics, animation, videos, music, sounds and other materials on this site are subject to the copyrights and other intellectual property rights of Cowris, its affiliated companies and its licensors. Cowris owns the copyrights in the selection, coordination and arrangement of the materials on this site. These materials may not be copied for commercial use or distribution, nor may these materials be modified or reposted to other sites.